Assemble the loan request package lenders actually read
Lesson 1 of 6 · Construction and permanent debt
1 · Learn the move · Template pattern
Your loan request is the first thing a construction lender reads about you, and it is what credit copies from. A developer who writes it from memory hands the lender a site that is 'fully entitled', a budget that is 'about' a number and leasing described as 'strong interest', and credit finds each soft spot and prices it. The template fixes the shape before any content: project, site and approvals, budget, sources and uses, leasing, sponsor, the ask, missing items. The rules that make it safe live in the cells. Approval status is quoted from the approval letter with every condition, never summarised as entitled. Utility service is quoted from each will-serve letter, capacity language and expiry included, never summarised as served. Budget lines come from the contract and the estimates. An LOI is an LOI. Every gap reads [NEEDS: ...], because a lender who finds a hole you already marked trusts the rest of the book.
Fill this loan request template from my pasted documents only: PROJECT / SITE AND APPROVALS / BUDGET / SOURCES AND USES / LEASING / SPONSOR / THE ASK / MISSING ITEMS. Approvals quoted with every condition. Utility service quoted from the letters. Every figure cited. Gaps read [NEEDS: the document]. Never write entitled, served, shovel-ready or pre-leased unless a document says it. [documents]
2 · Your turn. You write the prompt
You are taking a 28-acre site in Quillan County to construction lenders for the first two buildings of a flex-industrial park you will own. You have the planning commission's approval letter with conditions, two will-serve letters, a construction contract and development budget, two signed LOIs from prospective tenants, and your track record sheet. Write the prompt that assembles the package in the shape lenders read, without letting the chat round anything up.
Write the prompt for this scenario as given, or swap in a real one from your own work. The score works the same either way.
Remember: the AI sees only your prompt, not this page. If the situation isn't in your prompt, it doesn't exist.
Optional. These shape the output when you run your prompt below, not your score.